Where is your money?

We watched in horror as IndyMac customers waited in long lines to get their money out and some were forced to leave without getting money. How safe is the bank where you keep your money?

I bank with National City which has the lowest possible rating. I think I'll move my checking and savings to a safer bank.

BankRate.com rates banks quarterly. You can check out your bank's rating here. The ratings are a little confusing. A rating of 5 is lowest and a rating of 1 is highest. Conversely, one star is the lowest and five stars is the highest rating.